Free small business calculators
Employee vs. contractor calculator
Compare annual costs and the hours you actually need. Use the full cost of a hire, not salary alone.
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A service business example
A small service team needs extra capacity. Does a full-time hire make financial sense at the actual workload?
Your calculation
Adjust the inputs, then calculate your result.
How the math works
Contractor cost = hourly rate × weekly hours × working weeks. Weekly hours at equal cost = annual employee cost / (hourly rate × working weeks).
Enter the all-in cost of a hire yourself, including payroll costs, benefits and equipment. Compare the same useful output. Check ramp time, quality, availability and worker classification separately.